Retirement Savings Calculator
Plan your retirement with confidence. Calculate how much you need to save, project your future balance, and ensure a comfortable retirement lifestyle.
Personal Information
401k, IRA, and other retirement contributions
Historical stock market average: 7-10%
Average: $18,000/year
Retirement Projection
Projected Balance at 65
$0
In 35 years
Annual Retirement Income
$0
From savings (4% withdrawal)
Total Retirement Income
$18,000
Including Social Security
Income Goal Analysis
Savings Timeline
| Age | Balance | Years Left |
|---|
Key Insights
- • Total contributions: $0
- • Investment growth: $0
- • Years to retirement: 35
- • Monthly goal: $500
Retirement Planning Basics
Start Early
Time is your greatest asset. Starting at 25 vs 35 can double your retirement nest egg due to compound interest.
Employer Match
Always contribute enough to get your full 401k employer match - it's free money that can significantly boost your savings.
80% Rule
Plan to replace 80% of your pre-retirement income. You'll likely have lower expenses but want to maintain your lifestyle.
