529 College Savings Calculator
Plan for your child's education with tax-advantaged 529 savings plans. Calculate how much to save and see growth projections with state tax benefits.
Child & Savings Info
13 years until college (age 18)
Annual: $3,600
Historical average: 6-8% for age-based portfolios
College Cost Assumptions
Public: ~$80K, Private: ~$200K+ (4 years total)
Historical average: 4-6% annually
State Tax Benefits
Savings Projection
Projected 529 Balance
$0
At child's age 18
Future College Cost
$0
Inflated to 18 (in 13 years)
Coverage Analysis
Coverage Percentage
0.0%
Surplus
$0
State Tax Savings
$0
Savings Breakdown
529 Plan Benefits & Tips
Tax Advantages
Tax-free growth and withdrawals for qualified education expenses. Many states offer tax deductions too.
Qualified Expenses
Tuition, fees, books, supplies, room & board. Also K-12 tuition up to $10K/year and student loan payments.
Investment Strategy
Age-based portfolios automatically become more conservative as college approaches. Start aggressive, end safe.
